
What is Wholesalers & Distributors Insurance?
Wholesalers & distributors insurance bundles property, general liability, product liability, business interruption, and inland marine coverage to address the specific risks of the distribution industry.
Cover Your Business From:
Property Damage
Product Liability
Transit & Shipping Risks
Equipment Breakdown
Business Interruption
Theft & Vandalism
FAQ
What businesses need wholesalers & distributors insurance?
Any business that stores, ships, or sells products at wholesale—including food, electronics, equipment, and supplies—should have specialized coverage.
Is product liability included?
Yes, coverage protects you from claims if products you distribute cause injury, illness, or property damage—even if you didn’t manufacture them.
Does it cover goods in transit?
Inland marine and cargo coverage can protect inventory while it’s being shipped, delivered, or moved between locations.
Are business interruptions covered?
Yes, business interruption insurance helps replace lost income if a covered event halts your operations temporarily.